
In the event of headlamp damage needing replacement, your choice is between footing the bill yourself, or claiming insurance but losing your NCD - not a straight forward decision when your NCD can save you easily RM2,000 - RM3,000 per year when insuring, say, a RM150k car.
You can get an added measure of protection with Llumar's PPF package that starts from RM1,300 to specifically cover your headlamps. The film has self-healing properties and is warrantied for up to five years.
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