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How to Get a Credit Limit Increase Fast

How to Get a Credit Limit Increase Fast So in this video. Im going to show, exactly how to get a credit line increase and the steps to follow.

Im going to answer these questions.
When to ask?
How to ask?
How much to ask for?
What if they say no?

How to Get a Credit Limit Increase Fast

Before I tell you these steps: Promise me this. You’ll use this information to win at the credit game not to get into massive debt and have them beat you. ( Ok I trust you lets go)


1. When to Ask ( are you Qualified to ask)
Tip: You can ask at any time, but you want to make sure the odds are in your favor
If you had the card for more than 3-6 months, you could ask ( build history)
Make sure
Why? If you don’t have a bad credit score
Crazy missed payments
Usually, credit cards want to increase your line
Why? The more you have available, the more you’ll spend

2. How much to ask for and what grounds
Tip: When you need from your parents ( and you need 50 so you ask for 100 ) Well it’s the same with credit cards
Example: safe ask would be 10-25%
Mid ask: Compare to another credit card and ask for them to match it
High ask: More than double
I recommend: Be realistic and ask for something that’ll be fair. You ask for more in 6 months

3. The script exactly how to ask ( Remember this is person, Be nice)
Rule 1: Calm down, don’t be desperate and make a logical case
Rule 2: What do they want?
- I’m a good customer
- I pay on time
- I often pay in full or more than the minimum
- I make more cash
- ( make it stick) I other cards and this is one of my lowest lines
Also: I Buy a lot of stuff in cash, I like the rewards, t lately I haven’t been able to use them, because its to low.



4. What if they say no
Option 1: Id like to cancel
Why? This is a pressure tactic
Option 2: wait a few months ask for again
Why? PAtients is key and building history them
Option 3: Negotiate more
Why? You have to take a to a place where the only answer is Yes


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